Apple Pie Bacon Grilled Cheese!

If that title alone doesn’t make your mouth water… nothing will!

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This recipe makes 2 large sandwiches.

Ingredients:
1 packages of Orville’s Apple Pie Bacon
1 granny smith apple
6 slices of sharp cheddar cheese
4 big pieces of Sourdough Bread (you can use whichever bread you’d like)
Butter

Preparation:
Line a baking sheet with foil, then lay out the bacon on the sheet. Place in the oven and then heat the oven to 400 degrees. Set the time for 17-20 minutes. Once your bacon is cooked, pat the excess grease off with some paper towels. Be careful because this yummy bacon can be a little sticky!

Directions:
1. Lay out your pieces of bread and butter each piece.
2. Cover each piece of bread with your cheese slices. I used one and a half slices on each piece of bread. Feel free to use more or less if you’d like.
3. Core your apple then slice it into thin pieces. Layer your apple slices on one side of the bread for each sandwich. I used 6 think slices for each sandwich.
4. On top of the apples, layer your bacon! I find that the bacon strips will fit better on the bread if you cut them in half. Use as much bacon as you would like. I used 5-6 half slices for each sandwich. This bacon is cut very thick, so it doesn’t take many slices. Place the other piece of bread and cheese on top of the bacon.
5. At this point you can eat your sandwich as is, or grill it on a griddle or skillet pan. Here is how to do that:
6. Heat up your griddle (or skillet) on medium heat. Butter the top of your sandwich liberally with butter. Be sure to cover the whole piece of bread!
7. Once your griddle is warm, place the sandwiches butter side down onto it. Lower your heat to medium low and cover it with a lid if you have one large enough. Cooking it on low heat and covering the sandwiches while they are cooking will allow the cheese to melt all the way without burning the bread.
8. After a few minutes, go ahead and flip the sandwich. Cover again and grill for a few more minutes.
9. Once your sandwich is grilled to your liking, you’re ready to eat it!

And of course 10. ENJOY!

Recipe by Piggy Piggy Princess

Apple Pie Bacon Grilled Cheese Sandwich

 

Interest Rates Likely To Rise

Interest Rates Likely to Rise In The Near Future!

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TD Bank reports that the new mortgage rules will likely result in rate increases over the next coming months.  The anticipated increase is anywhere from .25% to .40% at this time.  How fast we’ll start to see rate increases across all lenders is unknown.  Some lenders have already increased rates a bit.  So what action should you take if you are thinking about purchasing or refinancing a property?

GET A RATE HOLD!

You can protect yourself at no cost from any short term rate increases by “reserving” a mortgage rate.  Rate holds are valid for up to 120 days.  So over the next year, while the lenders are absorbing the new changes, it is definitely in your interest to get a rate hold.

Need a rate hold?  Need more information?  Please contact me by phone: 780-431-2786 (toll free: 1-866-431-2786) or by email: bradgeisler@shaw.ca

Bacon & Egg Muffin Cups

baconeggmuffins

 

PREP TIME
10 mins
COOK TIME
10 mins
TOTAL TIME
20 mins

Easy, delicious and perfect for any breakfast! Bacon and Egg Muffins Cups are a sure family favorite!
Author: http://www.crazedmom.com
Recipe type: Breakfast
Cuisine: American
Serves: 12 Breakfast Cups

INGREDIENTS
6 slices of bread
12 eggs
12 slices of bacon
shredded cheese

INSTRUCTIONS
Preheat your oven to 400 degrees F.
Heat a skillet on medium-high heat, cook the bacon and only allow it to cook for about 4-5 minutes. You are looking for flexible but not raw. While the bacon is cooking, cut two circles out of each slice of bread. I used a circle cookie cutter to make it easier.

Spray a muffin tin with cooking spray. Next, lay a circle of bread into the bottom of each muffin cup. Wrap the bacon around the edge of each muffin cup. Sprinkle cheese on top of the bread slices.
Now carefully, crack an egg into each cup.
Bake them for 10-15 minutes or until the whites have set and the yolk is cooked to your liking (less for a runny yolk, more for a cooked yolk)
Serve with pancakes and fresh fruit!

Mortgage Rate Stress Test!

2009_06stresstest

Dramatic changes to how much mortgage you can qualify for, announced by the Federal Government on October 3rd. What it means is that the amount of mortgage you can qualify for will be reduced by up to about 25% from today’s levels.

Questions? Call me at 780-431-2786.

The following is copied from the Ministry of Finance web site:

“Mortgage rate stress test” for all insured borrowers:

To help ensure new homeowners can afford their mortgages even when interest rates begin to rise, mortgage insurance rules require in some cases that lenders “stress test” a borrower’s ability to make their mortgage payments at a higher interest rate. Currently, this requirement only applies to a subset of insured mortgages with variable interest rates or fixed interest rates with terms less than five years. Effective October 17, 2016, this requirement will apply to all insured mortgages, including fixed-rate mortgages with terms of five years and more. Homeowners with an existing insured mortgage or those renewing existing insured mortgages are not affected by this measure.

Safer lending:

There are currently different rules in place depending on what proportion of the value of the property is covered by a loan. For example, mortgage insurance criteria for a loan that represents 80 per cent of the value of the property or less (low loan-to-value ratio mortgages) are not as stringent as for high loan-to-value ratio mortgages (loans that represent more than 80 per cent of the value of the property). This could lead to increased risk for the taxpayers who ultimately back insured mortgages. To help ensure that taxpayer support for mortgage funding is targeted towards safer lending, effective November 30, 2016, mortgages insured by lenders through portfolio insurance and other low loan-to-value ratio mortgage insurance must meet the same loan eligibility criteria as high loan-to-value insured mortgages.